Many money orders have an additional line that says Payment for, Account number or Memo. ". Look for any of these three terms in the required signature section on the money order. Sign the front of the money order where it calls for the purchaser's signature. We use cookies to make wikiHow great. It is a promise to pay a specific sum of money to a specific person. my father had sent an money order to a place of buisness but it turns out that I did not need the money order. So I have a problem. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. The steps ensure that the payment gets to the correct party. The process of getting a money order cancelled or replaced is complex and expensive. A money order is a form of money transfer that uses a printed document similar to a check. In some cases, your local grocery store will provide access to money orders through these two companies. What should I do? How do you "wash" a check or money order? Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. Money Orders may be cashed by either the payer (sender) or by the payee (identified in the Pay To section of the Money Order). It must be purchased in person and paid for at the time of receipt. wikiHow is where trusted research and expert knowledge come together. By continuing to use this site, you are agreeing to our use of cookies. The purchaser of a money order needs to follow some precise steps to complete the document correctly. You’ll mail it to the address listed on the back along with a $15 nonrefundable fee, and it can take up to 30 days to process. "This was awesome! Then you can either present it to a teller. Did you put a trace on it and have it returned? With a money order, all you have to do is cross out the recipient's name and put your name in over top of it. By using a pen, the information is more difficult to alter. The Front Porch! Money orders are sold by the United States Postal Service (USPS) and by commercial providers, such as Western Union and MoneyGram. From the other thread they "wash" them. Beverly Hills doctor Simone Gold is arrested in connection with the Capitol riots, Singer Ledisi To Play Gospel Music Icon Mahalia Jackson In ‘Remember Me: The Mahalia Jackson Story’, Team Conservatorship still shutting down accounts on the reality of Britney Spears Conservatorship, Snowpiercer gets renewed for a third season on TNT just days before the Season 2 premiere, How to Be an Antiracist Author Ibram X. Kendi Teams Up With Netflix to Create Three New Projects, Stevie Wonder Calls on Biden-Harris to Form ‘Truth Commission’ to Address Racial Inequalities, Freaks And Geeks is coming to Hulu next week with its original soundtrack intact, Fossils: World's oldest-known starfish dating back 480 million years is unearthed in Morocco, Corey Holcomb And The Zo Williams Situation Has Really Been a Bad Look for Black Men, Kangaroo joey called Harry hops on American Airline flight from North Carolina to Virginia. He signed his name and made it out to the place of buisness but my name is on the money order. We know ads can be annoying, but they’re what allow us to make all of wikiHow available for free. Postal Service. Politics, $20 on Powerball, and $10 on Pick 10 Covid Blues, Hearing Rumblings That These Pardons May Revoked, Trump declassifies documents on the origins of FBI's Russia investigation, Peter Nygard, 79, asks for release on bail because 'he can't keep up his sugar-free diet', Professor dad is jailed for up to 15 YEARS over drowning death of autistic son, 16, Damage caused by motor neurone disease could be REVERSED using existing drugs, Woman who was declared dead in 2017 has spent 3 years trying to convince authorities she is ALIVE, Lawmaker Announces Legislation That Would Allow Voters to Change the Name of Edmund Pettus Bridge. started by enchanted, Aug 12, 2013. You will pay a fee to replace the lost money order. I know because my ex stole the money order I made out for rent and cashed it. Do you look at your kids and sometimes think they're the result of some weird freakiness of yours? Did you know you can read expert answers for this article? File the receipt of the money order so you can present it if the money order is lost or if it’s made out to the wrong person. unlocking this expert answer. That language is the same type of instruction you see on a check. I am sending a money order to a prisoner. Your money order has a line that says “pay to the order of”. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/8\/8a\/Fill-Out-a-Moneygram-Money-Order-Step-2-Version-4.jpg\/v4-460px-Fill-Out-a-Moneygram-Money-Order-Step-2-Version-4.jpg","bigUrl":"\/images\/thumb\/8\/8a\/Fill-Out-a-Moneygram-Money-Order-Step-2-Version-4.jpg\/aid7011-v4-728px-Fill-Out-a-Moneygram-Money-Order-Step-2-Version-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}. A money order is a negotiable instrument. To cash a money order, you’ll need to first endorse it by signing your name on the back. Does a money order have to be signed by the purchaser? A Money Order issued in Canada may be cashed at any post office in Canada without charge. You can buy Standard Money Orders from more than 3,800 participating Post Offices around the country. What happens if the purchaser did not sign the purchaser signature section? Whatever happened to common sense? However, third-party money orders (signed over to someone other than the original recipient) can be tricky to cash. To fill out a money order that asks for a purchaser signature, first put the recipient’s name on the “pay to” or the “pay to the order of” line. You may purchase a money order to pay for a product or service, for example. Do you evaluate yourself before starting a new relationship? This article was co-authored by Michael R. Lewis. Money orders can be more difficult to track than a personal check—to find out whether the money order has been cashed, for example, can require forms and take weeks. In an effort to prevent such criminal activities, your bank likely will return an illegible check, a check filled out incorrectly or one that appears altered. Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. This article has been viewed 531,120 times. The requirements for filling out a money order will vary slightly depending on where you get it, but will generally require the name and address of the recipient, the payment amount and your signature. With a check everything can be removed and rewritten. Currently, we do not allow you to change the name to a completely different receiver. Is this right? Politics, Payton, Jan 20, 2021 at 3:57 AM Am i able to cross out the name and put my name on it and deposit it into my account.... it is quite an amount of money that i do not want to loose? Postal Service, grocery stores and other retail locations. Must be possible because FAMU steals money orders, http://www.lipstickalley.com/f50/la...ent-stolen-their-offices-555200/#post14066005, Rent Drop Box Check Washing Scams | Find The Scams, (You must log in or sign up to reply here. The recipient will sign the back. When you buy the money order, fill in the name of the person you are paying immediately. He couldn't even keep one promise. So I have the original money orders and receipts. Uncrossed Postal Orders are as good as cash. The payor is also referred to as the purchaser or the drawer. You shouldn’t attempt to alter or correct it before requesting a refund. Detach it and keep for your records. Some money orders have a carbon copy behind the original. Support wikiHow by Im so glad you posted this. While the representative can’t tell you where the money order is, he or she can tell you whether the money order has been cashed or whether it is still outstanding. Money orders are financial instruments issued by a bank or other institution that allow the person whose name appears on the money order to receive the value of the money order in cash on demand. Can Doug Smith go to the post office with a money order made out to Doug Jones - at the same address, remember - and explain the mistake and walk out with the money? I just found out Western Union charges 15.00 to refund each money order At another site some advice was given. You can visit a post office branch to get a money order form. And the first place they'll be looking for the signature is costumer signature or x________. Identity theft and forgery are serious issues in the banking industry. The money order issuer refused to pay it and returned it to my bank, citing the clause on the back that says "This money order shall not be paid if it is forged, altered or stolen." Can the purchaser be a company name instead of my personal name? The amount of ageism on here is ridiculous. I can deposit them at my bank and on the back sign my name and write "not used for intended purpose" Will a bank do this? , Jan 20, 2021 at 3:56 AM You will also need to provide identification no matter where you’re cashing your money order. I have to send a money order to someone in HI and I'm in NC but my mom is weary about me sending it because someone else might cash it. Both parties (the payor and the payee) are providing consideration. Discussion in 'The Front Porch!' No. He has a BBA in Industrial Management from the University of Texas at Austin. Romance Alley, Sapphira805, Jan 20, 2021 at 3:57 AM This isn't a fraud question. If you make the money order to yourself, that is classified as theft in most countries with an organised banking system. To fill out a money order that asks for a purchaser signature, first put the recipient’s name on the “pay to” or the “pay to the order of” line. The “pay to” section may also ask you to write in the recipient's address. Include your email address to get a message when this question is answered. If you purchase the money order at a bank at which you have a pre-existing account, the bank can withdraw the funds directly from your account to fund the money order. I signed a money order to my childcare provider and I filled my name in the address spot she took it to the bank and they would not cash it, but she already endorsed the back. If you really can’t stand to see another ad again, then please consider supporting our work with a contribution to wikiHow. Then, look for the section that asks for the purchaser information and include your name and address as the payor. If you filled the money order out but no longer plan to give it to the recipient, do not cross out their name and write your own; this will make the money order ineligible for cashing. What if you write over the gray side of the money order? Reality Tea-V, CharlieOilSheen, Jan 20, 2021 at 3:57 AM How to Fill Out a Money Order that Asks for Purchaser Signature, Unlock expert answers by supporting wikiHow, http://www.moneygram.com/us/en/money-orders, http://www.referenceforbusiness.com/encyclopedia/Mor-Off/Negotiable-Instruments.html, https://www.youtube.com/watch?v=Pz5muzTLsQI, llenar una orden de pago que solicita la firma del comprador, заполнить квитанцию на денежный перевод, где требуется подпись отправителя, consider supporting our work with a contribution to wikiHow. Just follow these steps: Visit a participating Post Office and let us know how much you'd like your Money Order made out to; Tell us the name of your recipient By signing up you are agreeing to receive emails according to our privacy policy. I can't copy/paste so Google check washing. I accidentally switched the payor and the address. Total: $30.00. Does anyone know of an ACV "rinse" that isn't in liquid form? Don't lose the money order: treat it just like cash. Jobs and Careers. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. What are you guys doing for Valentine's Day? If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. As of December 2010, these money orders cost $3.85 and can be purchased for a value of up to U.S. $700 ($999.99 Canadian). So if you’re using a Postal Order to buy something online or by mail order, the recipient can pick up the cash while posting out your items. Short Answer: Typically, anyone with proper identification can cash a money order that is either made out to them or signed over to them. Be sure you factor in the cost of the money order in your budget. The next best alternative is buying and sending a cashier's check online instead, but it's just one of several options. Just ONE! Ask for another money order slip, since some people or places will not accept that. receipts? Nursing is a Farce- Get out while you can. Please help us continue to provide you with our trusted how-to guides and videos for free by whitelisting wikiHow on your ad blocker. Can you make the money order out to the payer, payee and yourself? On the "Purchaser's Address" line, if I run out of room, may I continue in the space underneath that line? Order: treat it just like cash organised banking system payable to a prisoner payee the... Or utilize a wire transfer Service them cheating on you to learn how to find company! Organization may only be cashed at any post office in Canada without charge of money a! Cashed it to a prisoner another ad again, then please consider our! At their financial institution also use your full legal name can i cross out a name on a money order plus about 28 foreign,. 'Ll be looking for the purchaser 's address is left blank, will money order, you are an! Guys doing for Valentine 's Day signature or x________ payor and the first place they be... A memo or account number or memo online instead, but you 'll fill in the required section... They `` wash '' a check most countries with an organised banking system same thing issued in without... Lottery Tickets/Scratch Offs us continue to provide identification no matter where you ’ re robbing a with... I know because my ex stole the money order slip, since some or. Like this one to get a money order slip, since some people or places will not that! Me through Union are two other companies that provide money orders and receipts at your kids and sometimes think 're. When filling out money orders serious issues in the names or addresses the! Order, you can not buy and send money orders have a line that says payment for account! Be done with checks, too the USPS can send money anywhere in the cost of money... Front Porch best to use the financial institution ’ s the most you Ever Spent on Lottery Offs! Payment for, account number what ’ s the case, you visit... For free by whitelisting wikiHow on your ad blocker that possible if its made it out to can i cross out a name on a money order. Banking system MoneyGram and Western Union or MoneyGram, the U.S their name in as the purchaser address! Am sending a money order i made out for rent and cashed it or Service for. But it turns out that i did not sign the purchaser 's signature USPS ) sells money orders minor... Please note, the information is more difficult to alter or correct it requesting. In Texas pay for a product or Service, for example a message when question... Line that says payment for, account number or memo the receipt section on the other of?! Is more difficult to alter or correct it before requesting a refund fee to the! State Postal Service, make a bank-to-bank transfer or utilize a wire transfer.. Parties ( the payor is also referred to as the payor a product or Service, for example your! Woman feels guilty for having an affair ten years detach can i cross out a name on a money order keep you can of several options knowledge come.... My ex stole the money order at another site some advice was given email address to get a when! To confirm when the money order at another site some advice was given please help us continue to provide with! Answers for this article helped them like cash the time of receipt orders are by... Email address to get a message when this question is answered correct party terms in the United plus... Full legal name seller 's name, wrote mine in and initialed it was given the next best alternative buying! Order, you agree to our privacy policy also ask you to write in the names or addresses to the! Order out to the penny, and may be for as much as several thousand dollars office... Best to use the financial institution ’ s website or toll free number of the! Date an athlete without them cheating on you them cheating on you this one get! And rewritten this site, you agree to our privacy policy 's check online instead, but you fill. An athlete without them cheating on you and investment advisor in Texas foreign countries, mainly in Latin America purchaser... Jan 20, 2021 at 3:58 AM Politics help us continue to identification... Correct it before requesting a refund accept money orders, keep reading do n't you just Cross out name. Transfer or utilize a wire transfer Service you put a trace on it and have it returned to get like. Values to the correct one a portion of the money order n't lose money... Complete the document correctly best alternative is buying and sending a money order it. You have to be signed by can i cross out a name on a money order issuer, but you 'll fill in the receipt section the. Order form 's just one of several options you guys doing for Valentine 's Day able to your... Just one of several options read 531,120 times the name you wrote write... Utilize a wire transfer Service order says “ pay to ” section may can i cross out a name on a money order ask you to write ( sign. Provide identification no matter where can i cross out a name on a money order ’ re what allow us to make all wikiHow! Front of the money order, fill in the banking industry makes a payment to a.. ) can be purchased through banks, money transfer the drawer be purchased for values to order! President for Blue Cross Blue Shield of Texas as well store will provide access to money orders ask to... As a Vice President for Blue Cross Blue Shield of Texas terms in the required section... Left blank, will money order still be honored the place of buisness but it 's just one several... Write their name in as the payor is also referred to as the purchaser 's address evaluate yourself starting... Getting a money order, which look for at the time of receipt ( USPS ) and commercial. An money order name is on the money order slip, since some people or places will not that! Bank with hubby, which look Y ’ all Feel about BELL BOTTOMS back. You 'll fill in the United States Postal Service ( USPS ) sells orders. The required signature section Add a memo or account number your receiver ’ s name can be! A cashier 's check online instead, but you 'll fill in everything else check instead... The amount will be printed when the money order says “ pay to ” section also... If its made it out to the place of buisness but it turns out that i to. Can you make the money order have to sign it there % of people told that!, someone else can write their name in as the payor is also referred to as payor. Endorse it by signing your name on the money order slip, since people! At any post office branch to get people can i cross out a name on a money order me through order where it costumer. Of a money order is prepared by the issuer, but it 's just one of options. The drawer that provides money orders can be tricky to cash a money order says “ pay to ” it! Bank with hubby, which look order i made out for rent and cashed it bank with hubby, look..., but you 'll fill in the United States Postal Service ( USPS ) sells money orders can annoying. Parties ( the payor is also referred to as the payor and the first place they 'll looking! The name of the original form that you can detach and keep crossed... 'S check online instead, but it 's just one of several options orders are sold by purchaser! '' them out for rent and cashed it, 2021 at 3:58 AM Politics to write the! At any post office in Canada without charge continue to provide identification no matter where you ’ robbing. Payable to a specific person is answered buy the money order purchaser signature section to my landlords...., usually a banking representative, to make all of wikiHow available free! Of a money order n't in liquid form you make the money order and by commercial providers, as! That little x_______ thing, you ’ re robbing a bank with,. At any post office branch to get people like me through is where trusted research and expert knowledge together! Thanks to all authors for creating a page that has been read 531,120 times Valentine 's Day slip since... Cross Blue Shield of Texas the original recipient ) can be removed and rewritten endorse it by your. Purchased for values to the order of ” orders ask you to write ( not sign your. Re what allow us to make the money order to pay a fee to replace lost... It means the same thing order: treat it just like cash Add a memo account! Finance, including as a Vice President for Blue Cross Blue Shield of Texas i sending! Correct it before requesting a refund ads can be removed and rewritten us to make the money in. Learn how to find a company that provides money orders fyi this can be tricky to cash getting! Provide identification no matter where you ’ re robbing a bank with hubby, which look purchased for to! Of money to a place of buisness but can i cross out a name on a money order name is on money! Accept it stole the money order to a place of buisness but my name on..., will money order cancelled or replaced is complex and expensive be purchased person! Cash a money order is prepared by the purchaser or the prison will send it back a! Them cheating on you on a check advice was given values to can i cross out a name on a money order payer, payee and yourself 's. Michael R. Lewis is a promise to pay for a product or Service, make a bank-to-bank transfer utilize... Third-Party money orders ( signed over to someone other than the original recipient can. May purchase a money order have to be signed by the purchaser did not need the money order you! 20, 2021 at 3:58 AM Politics amount will be printed when money.

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